Food delivery ఎక్కువగా ఉపయోగించే users కోసం HDFC Bank మరియు Swiggy కలిసి రెండు co-branded credit cards తీసుకొచ్చాయి:
Swiggy BLCK HDFC Bank Credit Card
Swiggy ORNGE HDFC Bank Credit Card
ఈ cards ప్రధానంగా cashback based credit cards. Swiggy orders, online shopping, dining మరియు travel bookings పై rewards ఇవ్వడానికి రూపొందించబడ్డాయి.
Table of Contents
Swiggy BLCK HDFC Bank Credit Card – Offers & Benefits
1. Swiggy Cashback
10% cashback on Swiggy orders
(Food delivery, Instamart, Dineout, Genie)Cashback cap → ₹1500 per billing cycle
⚠️ Cashback రాని categories:
Swiggy Money wallet payments
Swiggy Liquor
Swiggy Minis orders
2. Online Shopping Cashback
5% cashback on online spends
Categories:
Electronics
Apparel
Personal care
Pharmacies
Home décor
Entertainment
Cashback limit → ₹1500 per billing cycle
3. Other Spends Cashback
1% cashback on other spends
Cap → ₹500 per billing cycle
Excluded categories:
Fuel
Rent
Jewellery
Government payments
EMI transactions
4. Welcome Benefit
3 months Swiggy One membership free
Membership value → approx ₹1199
Benefits include:
Free delivery
Restaurant discounts
Instamart offers
కార్డ్ ని అప్లై చేయాలంటే కింద ఉన్న లింక్ ని క్లిక్ చేయండి.
Swiggy ORNGE HDFC Bank Credit Card – Offers & Benefits
Swiggy ORNGE card basic version.
1. Swiggy Cashback
5% cashback on Swiggy app transactions
Applies to:
Food orders
Instamart
Dineout
2. Online Spending Cashback
5% cashback on select online merchants
3. Other Spending Cashback
1% cashback on other transactions
4. Additional Benefits
12 months Swiggy One membership (selected offers)
Dining & Travel Partner Offers
Both cards partner platforms లో additional offers ఉంటాయి.
Travel Offers
Cleartrip Hotels → 19% discount + 5% cashback
Flights booking → 6% discount + 5% cashback
Shopping Offers
Nykaa → 5% discount + 5% cashback
Paytm travel bookings → 6% discount + 5% cashback
కార్డ్ ని అప్లై చేయాలంటే కింద ఉన్న లింక్ ని క్లిక్ చేయండి.
Fees & Charges
| Charge | Amount |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST |
| Fee Waiver | Spend ₹2 lakh annually |
| Foreign Transaction Fee | 3.5% |
| Interest Rate | ~3.75% per month |
Renewal fee ₹2 lakh annual spend చేస్తే waive అవుతుంది.
Maximum Savings Potential
Typical spending example:
| Spend Type | Cashback |
|---|---|
| Swiggy Orders | ₹18,000 yearly |
| Online Shopping | ₹18,000 yearly |
| Other Spends | ₹6,000 yearly |
Total potential savings → ₹42,000 per year
Swiggy BLCK vs ORNGE – Quick Comparison
| Feature | BLCK | ORNGE |
|---|---|---|
| Swiggy Cashback | 10% | 5% |
| Online Cashback | 5% | 5% |
| Other Spends | 1% | 1% |
| Membership | 3 months Swiggy One | Up to 12 months |
Final Verdict
👉 Frequent Swiggy users → BLCK card best
👉 Occasional users → ORNGE card better
ఈ cards ముఖ్యంగా food delivery users కి cashback maximize చేయడానికి designed.
