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Get Instant Personal Loans with Ram Fincorp
Ram Fincorp Personal Loan offers tension-free, easy, and instant personal loans at your fingertips. With fastest disbursal, low-interest rates, and a seamless digital process, we ensure you get access to funds when you need them the most. As a trusted RBI-registered NBFC, we credit your loan directly into your bank account in just 30 minutes.
Why Choose Ram Fincorp Personal Loan?
We are dedicated to simplifying personal credit for salaried professionals. Our goal is to provide a seamless, innovative, and transparent credit process, making borrowing hassle-free. We leverage cutting-edge technology to ensure instant access to funds without unnecessary delays or paperwork.
Key Benefits of Ram Fincorp Personal Loan:
- Fastest Loan Disbursal: Get funds in your bank account in just 30 minutes
- Low Interest Rates: Enjoy affordable loans with minimal risk profile
- 100% Digital Process: No need for physical visits or standing in long queues
- Instant Approval: Get quick approval without lengthy procedures
- Secure and Transparent: Advanced encryption to protect your data
Loan Details & Eligibility Criteria
Loan Model
- Loan Amount: ₹5,000 to ₹2,00,000
- Interest Rate: Up to 36% per annum
- APR (Annual Percentage Rate): Maximum 36%
- Processing Fee: Up to 5%
- Loan Tenure: 90 days to 365 days
- Age Requirement: 21 to 55 years
- Late Payment Fee: As applicable (charged only if repayment is delayed)
- Pre-Closure Charges: As applicable
Eligibility Criteria
- Minimum monthly income of ₹30,000
- Indian residents/citizens aged 21 years and above
- Required Documents:
- PAN Card
- Aadhaar Card
- Salary Slips (last 3 months)
- Salary Account Bank Statement (last 3/6 months)
- Address Proof
Sample Loan Calculation
Here’s how our loan repayment works:
- Loan Amount: ₹30,000
- Interest Rate: 30% p.a.
- Loan Duration: 3 Months
- Total Personal Loan Interest: ₹2,250
- Processing Fees (PF) + GST: ₹500 + ₹90 = ₹590
- Total Deductibles (PF + GST): ₹590
- In-Hand Amount: ₹30,000 – ₹590 = ₹29,410
- Total Repayable Amount: ₹32,250
- Monthly EMI Repayable: ₹10,750
- PF + GST are deducted upfront during loan disbursal
Advantages of Choosing Ram Fincorp Personal Loan
- Customized Loan Solutions – Tailored loans based on your needs
- Secure Data System – Ensuring the highest level of privacy and security
- Instant Approval & Disbursal – Quick verification and fund transfer
- Transparent Process – No hidden charges or unnecessary documentation
- Flexible Repayment Options – Choose a tenure that fits your financial plan
- Minimal Documentation – Simple and easy application process
Terms & Conditions
Ram Fincorp Personal Loan is a unit of R.K. Bansal Finance Private Limited, an RBI-registered NBFC. For detailed terms and conditions, please visit: Terms & Conditions
Contact Information
For any queries or assistance, reach out to us:
- Contact Number: +91 9899985495
- Email: info@ramfincorp.com
- Website: RamFincorp.com
- Registered & Corporate Office: 4338, Padam Singh Road, Karol Bagh, New Delhi – 110005
Get your instant personal loan today with Ram Fincorp – Quick, Simple, and Secure!
- RamFincorp Loan APP link Given below please check and install.
